Consolidating debt mortgage
Contact your creditors immediately if you’re having trouble making ends meet.
Tell them why it’s difficult for you, and try to work out a modified payment plan that reduces your payments to a more manageable level.
If you can't do this, the creditor may sell the car.
Find out what services a business provides, how much it costs, and how long it may take to get the results they promised. Get everything in writing, and read your contracts carefully.And they must honor a written request from you to stop further contact. Secured debts usually are tied to an asset, like your car for a car loan, or your house for a mortgage.If you stop making payments, lenders can repossess your car or foreclose on your house.Don’t wait until your accounts have been turned over to a debt collector.At that point, your creditors have given up on you.